Insurance Services

Running a medical or dental practice comes with unique risks—from patient lawsuits to data breaches and equipment failures. Without the right insurance coverage, a single unexpected event can disrupt operations, drain finances, or even force a practice to close.
It is important to understand essential types of insurance every healthcare practice needs and why partnering with an insurance professionals who specializes in healthcare industry is critical.

Why Healthcare Practices Need Specialized Insurance

  • High malpractice risks (even unfounded claims can be costly to defend)
  • Strict compliance requirements (HIPAA, OSHA, state regulations)
  • Expensive equipment and property exposures (X-ray machines, dental chairs, etc.)
  • Cyber threats targeting patient data
  • Significant foot traffic - General Liability exposure

Essential Insurance Coverages for Medical & Dental Practices

A general insurance agent may not understand these nuances, leading to coverage gaps or inadequate limits. A healthcare-specialized broker ensures your policies match real-world risks.
  • Medical Professional Liability (Malpractice Insurance)
  • Business Insurance/General Liability Insurance
  • Property & Equipment Insurance
  • Business Interruption Insurance
  • Cyber Liability Insurance
  • Employment Practices Liability (EPLI)
  • Workers’ Compensation Insurance

How to Choose the Right Insurance Partner

When evaluating brokers, ask:
✅ Do you specialize in medical/dental practices? (Request client references.)
✅ Which carriers do you work with? (Look for insurers like MedPro, Dentist’s Advantage, or Healthcare Providers Service Organization [HPSO].)
✅ Can you provide a coverage gap analysis? (Ensure no critical exposures are missed.)
✅ Do you offer risk management support? (Training on reducing malpractice or cyber risks?)
You can request a quote online, by phone, or by visiting our office. We’ll assess your needs and provide a personalized plan quickly.
Notify us of the incident and submit the required documents. Our team will guide you through the process and ensure a smooth settlement.
Typically, you’ll need your CNIC, proof of address, and relevant documents based on the insurance type. We’ll provide a checklist for your specific plan.
Yes, our plans are fully customizable with flexible coverage and add-ons. We’ll help tailor the policy to match your lifestyle and budget.